Mortgages
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Mortgage Basics
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Latest Articles
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Home equity hazards: The risks of tapping into your property’s value
Tapping home equity can be a smart move, but don’t get trapped by surprise terms.
10 min read Apr 30, 2024 -
Second home vs. investment property: Different mortgage requirements and rules
Earning some money from your property doesn’t automatically make it an investment.
4 min read Apr 30, 2024 -
Graduated payment mortgages: What are they and how do they work?
Imagine a mortgage with a fixed interest rate, but a monthly payment that varies.
4 min read Apr 30, 2024 -
Predatory lending: What it is and how to avoid it
Predatory lenders employ many tactics. Here’s what to watch for.
8 min read Apr 30, 2024 -
How to find the best VA lender: A step-by-step guide
Many offer, but few are chosen: How to evaluate a VA lender’s service record.
6 min read Apr 29, 2024 -
How often can you refinance your home?
More than once, certainly. But making a habit of it gets costly.
7 min read Apr 29, 2024 -
How are mortgage rates determined?
Understanding mortgage rate movements could save you money.
9 min read Apr 29, 2024 -
How rising home values helped lower my mortgage bill
Higher home values helped lower this Bankrate writer’s mortgage costs.
4 min read Apr 29, 2024 -
Joint mortgages: What are they and should you get one?
It can get you that home if your qualifications are shaky. But it doesn’t necessarily mean joint ownership.
6 min read Apr 29, 2024 -
Piggyback loans: What they are and how they work
It requires not one, but two mortgages. But it can get you closer to that dream home.
6 min read Apr 29, 2024