CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Take a look at the days when CDs were offering investors double-digit returns.

Savers, here are strategies to invest in CDs.

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

What is an IRA CD?

Planning for retirement? Here’s everything you need to know about IRA CDs.

5 min read Apr 25, 2023
12 types of CDs: Which one is best for you?

CDs come in many varieties, making it easy to find one that meets your needs.

7 min read Apr 13, 2023
CDs vs. bonds: How they compare and which is right for you

Consider these important factors before investing in bonds and CDs.

5 min read Apr 04, 2023
No-penalty CD vs. savings account

Should you keep money you need access to in a no-penalty CD or in a savings account?

4 min read Nov 21, 2022
Pros and cons of jumbo CDs

Jumbo CDs pay a higher yield than other CDs. Here’s what to know before opening one.

3 min read Oct 27, 2022
How to avoid a CD early withdrawal penalty

Withdrawing your money from a CD before the term ends can be costly.

4 min read Oct 05, 2022
Short-term CD vs. long-term CD: Which is best for you?

CD terms can range from three months to five years. Learn which one is right for you.

4 min read Jul 19, 2022
Saving for retirement with CDs

Investing in CDs for retirement offers benefits but also some drawbacks.

4 min read Mar 31, 2022
How to protect your money from rate decreases with a CD

The Fed’s recent actions may force savers to start thinking differently about their money.

2 min read Sep 14, 2020
Short-term CDs are still a smart money move, thanks to the Fed

With the Fed likely holding steady on rates for now, short-term CDs still look like a good option.

3 min read Jan 24, 2020