Mortgages
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Mortgage Basics
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Latest Articles
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What are cash-out refinance tax implications?
Cash-out refinances have implications at tax time.
7 min read Apr 26, 2024 -
What credit score is needed to refinance your mortgage?
If you have bad credit, you need to find ways to compensate for the additional risk.
4 min read Apr 26, 2024 -
Lender-paid mortgage insurance (LPMI): What is it and how does it work?
LPMI allows you to forgo mortgage insurance, but you’ll have to stomach a higher interest rate.
6 min read Apr 26, 2024 -
How does mortgage interest work?
Everything you always wanted to know, from how it’s calculated to how to get a good rate.
7 min read Apr 26, 2024 -
How many people can be on a mortgage?
Up to four, usually. But it’s complicated.
5 min read Apr 25, 2024 -
What is a short sale?
It can get a homeowner out of a jam and a buyer a good deal. But it’s tough to pull off.
9 min read Apr 24, 2024 -
No-doc mortgage: What is it and can you still get one?
There are some no doc mortgages, but you won’t find them widely advertised.
5 min read Apr 24, 2024 -
What is an alienation clause?
It’s the reason your mortgage lender gets paid back first from your home sale’s proceeds.
5 min read Apr 24, 2024 -
Survey: Homeownership still has starring role in the American Dream — but affordability plays the villain
A new Bankrate survey finds more than three-quarters (78 percent) of aspiring homeowners cite affordability as their primary obstacle.
7 min read Apr 24, 2024 -