Banking

From checking account details to bank reviews, debit card insights and more — you’ll find smart banking basics here.

Banking Basics

How do money market accounts work?

What every saver needs to know about money markets accounts.

3 min read

How to set up split deposit

Split direct deposit is a simple way to painlessly boost your savings.

3 min read

Redeeming childhood savings bonds

You’ve matured, but those savings bonds from childhood may still need more time.

2 min read

Is it possible from a MMA?

Learn why some banks have limits on how many checks you can write.

3 min read

Latest Articles

Bank overdraft protection: Do you need it?

Overdraft protection can be a helpful and convenient tool to avoid paying a steeper overdraft fee.

3 min read May 02, 2024
Can someone open a bank account in your name?

If you’re unsure whether you have an account you didn’t agree to open, take action now.

4 min read May 02, 2024
Ally money market account rates

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

1 min read May 02, 2024
Best bank account bonuses for May 2024

Walk away with stacks of cash just for opening a checking or savings account.

15 min read May 02, 2024
What to do if a bank rejects you for a checking account

Your banking past has come back to haunt you. Here’s how to ask for a second chance.

3 min read May 02, 2024
What should I do with Series E savings bonds?

Now might be the time to dust off those paper bonds and cash them in. Here’s what you need to know.

3 min read May 02, 2024
What is overdraft protection?

If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.

4 min read May 02, 2024
The best banks and credit unions of 2024

Banks and banking technology are in a constant state of evolution. Whether you’re opening a high-yield savings account at a bank because it offers a yield that’s outpacing inflation, or joining a bank [...]

3 min read May 02, 2024
How to switch to a new bank or credit union

Switching banks can be complicated. Here’s your checklist to success.

6 min read May 01, 2024
Cashing old checks: How long is a check good for?

There’s a right way to handle old checks. The wrong way can cost you.

3 min read May 01, 2024
Are money market accounts FDIC-insured?

Money market accounts share the same FDIC protections as savings accounts and CDs.

4 min read May 01, 2024
Overdraft fees vs. NSF fees: How they differ

Here’s how these two bank fees compare and how to best avoid them.

5 min read May 01, 2024
Zelle limits at top banks

Looking to use Zelle for a transfer?Here are the Zelle limits at various banks.

3 min read May 01, 2024
Fed keeps interest rates at 23-year high, delaying cuts as inflation progress stalls

Fed officials signaled no immediate plans to begin cutting interest rates.

8 min read May 01, 2024
Savings bonds: What they are and how to cash them in

Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.

5 min read May 01, 2024
Take these 12 steps as the Federal Reserve keeps interest rates high

Even without a rate hike, the Fed’s key rate hasn’t been this high for 23 years.

11 min read May 01, 2024
Fed’s interest rate history: The federal funds rate from 1981 to the present

The key benchmark has been as high as 20 percent — and as low as 0 percent.

12 min read May 01, 2024
How the Federal Reserve impacts savings account interest rates

For savers, here’s what to consider when the Fed raises interest rates.

4 min read May 01, 2024
Biggest winners and losers from the Fed’s interest rate decision

While the Federal Reserve stood pat this time, it has raised rates a total of 11 times in this current cycle.

6 min read May 01, 2024
How to close a joint bank account

Breakups are tough, but closing a joint bank account doesn’t need to be too much of a chore.

6 min read May 01, 2024