CDs

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

CD Basics

Current CD Interest Rates

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

3 min read

CD rates: Historical trendline

Take a look at the days when CDs were offering investors double-digit returns.

5 min read

How to invest in CDs

Savers, here are strategies to invest in CDs.

7 min read

Pros and cons of CD investing

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

5 min read

Latest Articles

6 top tips for choosing the best CD for your money

CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.

4 min read Apr 02, 2024
How promotional (bonus) CD rates work

These CD specials help you earn more money on interest without taking on risk.

3 min read Apr 02, 2024
Why now might be a good time to consider longer-term CDs

If you’ve been thinking of getting a longer-term CD, you may want to make a move.

4 min read Apr 02, 2024
Brokered CDs: What they are and how to buy them

Here’s everything you need to know about brokered CDs.

6 min read Apr 01, 2024
How to renew a certificate of deposit (CD)

Better to let a CD automatically renew or cash it in? Here’s a guide for those looking to renew.

4 min read Mar 28, 2024
Truist Bank CD rates

Newly formed Truist offers four terms of CDs with uncompetitive rates.

2 min read Mar 27, 2024
How do CDs work?

CDs hold your funds for a set period. In exchange, you get a reliable return.

6 min read Mar 25, 2024
Discover Bank CD rates

Everything you need to know about the online bank’s CD rates.

1 min read Mar 22, 2024
Top CD rates today: March 22, 2024 — 9 best APYs of up to 5.35%

Explore the top CD rates today to maximize your savings.

6 min read Mar 22, 2024
Top CD rates today: March 21, 2024 — Fed holds rates steady (and what that means for CDs)

Explore the top CD rates today to maximize your savings.

6 min read Mar 21, 2024
Top CD rates today: March 20, 2024 — What today’s Fed decision means for CD yields

Explore the top CD rates today to maximize your savings.

6 min read Mar 20, 2024
Top CD rates today: March 19, 2024 — Upcoming Fed decision could impact APYs

Explore the top CD rates today to maximize your savings.

6 min read Mar 19, 2024
Historical CD interest rates: 1984-2024

Take a look at the days when CDs were offering investors double-digit returns.

5 min read Mar 01, 2024
Top CD rates today: March 1, 2024 — 6 terms earn 5% APY or higher

Explore the top CD rates today to maximize your savings.

6 min read Mar 01, 2024
Tax considerations for certificate of deposit (CD) investors

Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.

3 min read Feb 28, 2024
Is an IRA certificate of deposit (CD) tax deductible?

Looking to score more tax deductions? IRA CDs might be for you.

6 min read Feb 28, 2024
CD ladder: What it is and how to build one

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

4 min read Feb 27, 2024
How to open a certificate of deposit (CD)

Everything you need to know about opening an account.

4 min read Feb 27, 2024
CDs vs. share certificates: What’s the difference?

Here are differences between CDs and share certificates, and which one to choose.

4 min read Feb 06, 2024
Are CDs safe?

All CDs have one thing in common: They’re among the safest places to park your cash.

5 min read Jan 22, 2024