The best in auto insurance

With the highest Bankrate Score out of all the car insurance companies we reviewed and top ranking in both the J.D. Power 2023 U.S. Auto Claims Satisfaction Study and 2023 U.S. Insurance Digital Experience Study for Service, Amica may be a great choice for drivers who value top-notch customer service. Additionally, Amica tends to have lower average premiums for full coverage policies and is available in every state except Hawaii. You can learn more about Amica by calling 1-800-242-6422 or visiting www.amica.com.

Geico falls just four points behind Amica on J.D. Power’s Digital Experience Study for Service and allows policyholders several self-service options online, via the app and over the phone. For policyholders needing flexibility, Geico has nationwide availability and offers policies to a wide range of drivers, from those in preferred tier groups to drivers with more challenging driving histories. Along with standard discounts, Geico has more unique savings opportunities than most other carriers.

For the second year in a row, Geico earns a Bankrate Award for Best Budget Auto Insurance Company. Geico has a high Bankrate Score, low average premiums and offers plentiful discount opportunities, including membership affiliations and college alums. Policyholders have access to digital tools that allow the flexibility to change billing information and payment plans, which can be helpful if your financial situation changes.

Auto-Owners ties with Geico for Best Budget Insurer due to its high Bankrate Score and lower-than-average car insurance premiums. It stands out as an attractive option for policyholders living in the 26 states where it is available who prefer personal service over digital tools. Auto-Owners offers a variety of coverage options and discounts so customers won’t have to sacrifice coverage to get affordable rates.

Progressive offers nationwide coverage for drivers of various risk groups, which is good news for policyholders with challenging driving records. In addition to offering SR-22 filings, which are typically required for drivers with DUIs and other severe moving violations, Progressive provides an array of discount options to help keep your premium low, including the Name Your Price tool.

Along with a high Bankrate Score and lower-than-average premiums for new drivers, Geico offers more discounts for young drivers than most other providers. Good student, driver training and affiliation discounts are ways young drivers can lower their rates. Geico's mobile app allows policyholders to download their insurance ID card and its claims and towing department is available 24/7, giving parents of young drivers some peace of mind.

Amica is known for providing its policyholders with quality customer service on a regular basis. This company has had lower than average complaints filed on the NAIC Complaint Index for over three years and earned the top spot on the J.D. Power’s Auto Claims Satisfaction Study two years in a row. Amica also offers enhanced coverage options so policyholders can customize their policy to fit their needs, such as accident forgiveness, new car replacement and credit monitoring services.