Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Editor's picks
The pros and cons of personal loans
7 min read
8 ways to spot personal loan scams
6 min read
What's new
-
The easiest loans to get
Just because a loan is easy to get approved for doesn’t mean it’s the best option.
7 min read May 13, 2024 -
How to qualify for competitive rates on low-interest personal loans
Here’s how to qualify for a low-interest personal loan.
7 min read May 09, 2024 -
What is an unsecured loan?
These loans don’t require collateral and typically charge higher interest rates.
7 min read May 09, 2024 -
What is the APR on a personal loan?
An APR is a snapshot of how much your personal loan will cost each year.
3 min read May 09, 2024 -
What is a low-interest personal loan?
You’ll need excellent credit and good finances to qualify.
4 min read May 09, 2024 -
Payday loans vs. installment loans: One is a much better option
If you’ve got poor credit and need cash fast, here are safer ways to borrow.
5 min read May 09, 2024 -
How the Federal Reserve impacts personal loans
The Federal Reserve raised interest rates several times. These interest rate changes are likely to affect the rates of personal loans.
4 min read May 09, 2024 -
What is a signature loan and how does it work?
A signature loan can be the right kind of personal loan in several situations.
5 min read May 09, 2024 -
What is the average personal loan interest rate?
Find out the average interest rates on personal loans by lender and credit rating.
3 min read May 09, 2024 -
Survey: 47% of Americans say money is negatively impacting their mental health
Money negatively impacts more Americans’ mental health than work or the news.
7 min read May 09, 2024
Related topics
Helpful links
Lender reviews
Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham, a Certified Financial Education Instructor℠, has been a personal finance writer with Bankrate since 2020.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.