Balance Transfer Advice
Read the latest advice from the Bankrate team on balance transfers — include who should get a balance transfer credit card, how to execute a balance transfer and everything in between.
Bankrate's balance transfer advice
How to do a balance transfer with your bank
Latest Balance Transfer Stories
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Why did my interest rate go up on my credit card?
Here’s what you need to do if your credit card APR increases.
7 min read May 01, 2024 -
How to do a balance transfer with Capital One
You can transfer a balance to a Capital One card in a few easy steps.
7 min read Apr 24, 2024 -
How to do a Discover balance transfer
Discover balance transfers can be completed online, via mobile app and by phone.
6 min read Apr 23, 2024 -
What is the limit for a balance transfer card?
How much can you balance transfer? Get the facts to pay down your debt.
7 min read Apr 12, 2024 -
How to settle credit card debt
Here’s what you need to know about credit card debt settlement.
6 min read Apr 04, 2024 -
Do balance transfers hurt your credit score?
Create a debt repayment plan to get more out of your balance transfer card.
5 min read Mar 26, 2024 -
Can you get a balance transfer card with bad credit?
It can be difficult to qualify for a balance transfer card with bad credit.
5 min read Mar 25, 2024 -
What debts can you transfer to a credit card?
You can transfer a variety of debt to cards, but not all cards accept all transfers.
4 min read Mar 15, 2024 -
Everything you need to know about balance transfer checks
Balance transfer checks can help pay off debt, but verify the terms before using them.
8 min read Mar 14, 2024 -
How to apply for a credit card and get approved
Use this guide to help you through the credit card application process. Learn everything you need to do to apply for a credit card and increase your chances of approval.
11 min read Mar 04, 2024 -
Discover rewards program guide
Discover offers a broad range of credit cards that let you rack up rewards for cash back, travel and more.
6 min read Mar 04, 2024 -
How to use a credit card wisely in 8 steps
Take these steps to use your credit card as a tool for improving your credit score and maximizing rewards.
8 min read Feb 28, 2024 -
Need another balance transfer? Don’t feel ashamed
A second balance transfer can help you continue to pay off debt, but know the risks involved.
5 min read Feb 16, 2024 -
How to use your year-end credit card summary to audit your finances
Before you toss your year-end credit card summary, take a closer look for valuable insights into your finances.
4 min read Feb 13, 2024 -
How to choose a balance transfer credit card
Compare different card offers and understand how a balance transfer works.
4 min read Feb 09, 2024 -
How to do a credit card balance transfer
Here’s how to do a balance transfer, which could help you pay off debt faster.
6 min read Feb 06, 2024 -
Looking to avoid a credit card balance transfer fee? Try a credit union
Save on interest with the best credit union cards with no balance transfer fees.
5 min read Feb 02, 2024 -
You owe interest on a 0% APR credit card. How did that happen?
Learn more about why may end up paying interest on a zero percent APR card.
5 min read Feb 01, 2024 -
My balance transfer period ended but I still have debt. What now?
Learn more options available to you if you have outstanding debt after the end of a balance transfer period.
4 min read Feb 01, 2024 -
6 things to do after completing a balance transfer
Learn these six important steps to build a successful financial journey after completing a balance transfer.
4 min read Jan 31, 2024