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Best credit cards for excellent credit in May 2024

Updated April 25, 2024

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An excellent credit score opens up opportunities to qualify for some of the best credit cards available from our partners. With a FICO score above 800 (or a VantageScore over 780), you could get a top-of-the-line credit card that offers generous rewards programs, lavish perks, low interest rates and more. Learn more about our picks for some of the best credit cards for excellent credit.

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Ryan Flanigan<\/a>, Writer, Credit Cards<br><br><strong>What we love:<\/strong> It\u2019s one of the best cards you can take with you on your travels, boasting hundreds of dollars in statement credits and earning valuable Membership Rewards points, which you can transfer to plenty of travel partners for potentially boosted value. That\u2019s not to mention perks like airport lounge access.<br><br>Read our full <a href=https://www.bankrate.com/"https:////www.bankrate.com//finance//credit-cards//reviews//the-platinum-card-from-american-express///">American Express Platinum card review<\/a>.<\/div>","pros_and_cons_header":"What you should know","pros":["Comes with extensive lounge access and travel benefits that frequent flyers may appreciate.","Annual and monthly statement credits can more than offset the annual fee."],"cons":["Charges a $695 annual fee, which may turn some away from this card.","Some of the perks and credits aren\u2019t travel-related and may be hard for cardholders to use."],"exclusive_offer_text":null,"creditCard":null,"isNewCard":0,"limitedTimeOfferText":null,"limitedTimeOfferTooltip":null,"callouts":"marketplace_travel","review_category_id":null,"review_category":null,"whyLikeThis":null},"program":{"id":39,"name":"American Express Membership Rewards","active_rate":{"id":40,"label":"2023","active":1,"unit_value":"0.02000"}},"tags":[{"id":"11587252-99f5-43da-8281-7f2b0dfac7b7","name":"Airport Lounge Access","type":"tag","image":"0a7bb0c9d2441e79b34993203e8d1f86.png","value":null},{"id":"59a59e5b-28b1-4f3e-9ac2-0d8dd783b520","name":"Annual Uber Credit","type":"tag","image":"57d3b70966ec41ae81d620b6c000eb39.png","value":null},{"id":"359b3d84-5159-4735-a230-3003f76f4d78","name":"Concierge Service","type":"tag","image":"9a88b402c09f511d28190e3d832d539f.png","value":null},{"id":"33ee6fb8-b86f-402e-ab1e-7aca2988aa32","name":"Elite Status","type":"tag","image":"9fa189a52338b4574699750e7a6e121d.png","value":null},{"id":"dff204cc-afde-4766-b5c6-3b9f661693e2","name":"EMV","type":"tag","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png","value":null},{"id":"a368943f-a98c-4725-abfc-0d21b861fcd2","name":"Excellent Credit","type":"tag","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"a9517b73-c09d-467a-b5e7-079552895d0b","name":"Free Credit Score","type":"tag","image":"c921b548023dc6f855952e83fcfca848.png","value":null},{"id":"aa070ca4-ae86-422a-a1ac-7c8839bce5d0","name":"Free Wi-Fi Access","type":"tag","image":"b67ead4ff3cb0e57462c3dce8e876546.png","value":null},{"id":"92d8b110-c8fb-4ee5-95d4-1c5ad80a215b","name":"Mobile Pay Ready","type":"tag","image":"c9a039a1830fa29723ae3591721396ec.png","value":null},{"id":"167696ba-0a88-4d07-890f-426a2a59ee88","name":"No Foreign Transaction Fees","type":"tag","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png","value":null},{"id":"b17b1bcc-ec4b-4a1c-a85f-2dbd94992429","name":"Points","type":"tag","image":"9a953c00-bd22-11e9-8c33-b96e508849bb.svg","value":null},{"id":"29a9ea46-95f9-4d3a-a5d0-7c41fe94c220","name":"Popular","type":"tag","image":"4b16a0f0-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"e3fc60c2-9da6-4962-a27d-e7d9488cbe18","name":"Presale Tickets","type":"tag","image":"bb284692903330764acc7c1350a85a42.png","value":null},{"id":"ebb379c8-0900-4c3d-be0c-1f1d02693483","name":"Private Jet Access","type":"tag","image":"2566a3a19d7cf57528d908d8d8163ce5.png","value":null},{"id":"164993e7-9b76-4d68-bc3c-061c23dfb47d","name":"Rewards","type":"tag","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg","value":null},{"id":"c626562a-8a8e-40ba-ad4a-4100ab24002d","name":"Travel","type":"tag","image":"b3d5f780-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"76ae659b-c3b1-40d7-be73-0fba2c2df732","name":"TSA\/Customs Reimbursement","type":"tag","image":"2c364fe0-bd24-11e9-a841-3728becc33ed.svg","value":null},{"id":"1a95beb8-3a15-4a91-80d8-23fd5acdf357","name":"Ultra-Premium Card","type":"tag","image":null,"value":null},{"id":"586170e7-c9a9-4720-9961-acfa39d119c3","name":"Zero Fraud Liability","type":"tag","image":"7f303633e8c906a4a36c040425d50a31.png","value":null}]})" x-show="selectedCategory === 'excellent-credit' || selectedCategory === 'all'" :class="aoProduct.isAoOffer ? 'CCProductTile--hasFlagPrequal' : ''" :data-format-type="aoProduct.odd ? aoProduct.odd : 'See your approval odds'" >
Info
BEST OVERALL
Rating: 4.8 stars out of 5
4.8
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
Info
Recommended Credit
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Intro offer

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$1600

Offer valuation

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5X - 5X

Rewards rate

Info

Annual fee

APR

Blue Cash Preferred\u00ae Card from American Express<\/a> is a better card and comes with a cheaper annual fee, too.<\/div><div><br><\/div>","pros_and_cons_header":"What you should know","pros":["Annual credits help offset and justify the $250 annual fee.","Comes with solid travel and shopping perks, which boosts this card\u2019s value."],"cons":["The monthly dining credits are only for specific merchants, which not all cardholders may enjoy.","Points are only worth 1 cent apiece when you redeem them through the Amex Travel portal, unlike other cards that boost point value on travel portals."],"exclusive_offer_text":null,"creditCard":null,"isNewCard":0,"limitedTimeOfferText":null,"limitedTimeOfferTooltip":null,"callouts":"marketplace_travel","review_category_id":null,"review_category":null,"whyLikeThis":null},"program":{"id":39,"name":"American Express Membership Rewards","active_rate":{"id":40,"label":"2023","active":1,"unit_value":"0.02000"}},"tags":[{"id":"07815698-c8da-4f40-8736-81d0c76fa353","name":"Airline","type":"tag","image":"c4f0c810-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"23a4c35d-7528-4051-b373-fd0d352ed37e","name":"Dining","type":"tag","image":"a5b97e80-e7dc-11ea-b568-e36303e248dc.svg","value":null},{"id":"08288aab-66cb-4c27-8759-67bb4caefb07","name":"Editor's Pick","type":"tag","image":"7a8ac2d0-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"dff204cc-afde-4766-b5c6-3b9f661693e2","name":"EMV","type":"tag","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png","value":null},{"id":"a368943f-a98c-4725-abfc-0d21b861fcd2","name":"Excellent Credit","type":"tag","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"a9517b73-c09d-467a-b5e7-079552895d0b","name":"Free Credit Score","type":"tag","image":"c921b548023dc6f855952e83fcfca848.png","value":null},{"id":"b16b2629-0cdf-4d2e-80f8-96f7ec369a19","name":"Good Credit","type":"tag","image":"88dfa120-bd19-11e9-a841-3728becc33ed.svg","value":null},{"id":"92d8b110-c8fb-4ee5-95d4-1c5ad80a215b","name":"Mobile Pay Ready","type":"tag","image":"c9a039a1830fa29723ae3591721396ec.png","value":null},{"id":"167696ba-0a88-4d07-890f-426a2a59ee88","name":"No Foreign Transaction Fees","type":"tag","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png","value":null},{"id":"b17b1bcc-ec4b-4a1c-a85f-2dbd94992429","name":"Points","type":"tag","image":"9a953c00-bd22-11e9-8c33-b96e508849bb.svg","value":null},{"id":"29a9ea46-95f9-4d3a-a5d0-7c41fe94c220","name":"Popular","type":"tag","image":"4b16a0f0-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"e3fc60c2-9da6-4962-a27d-e7d9488cbe18","name":"Presale Tickets","type":"tag","image":"bb284692903330764acc7c1350a85a42.png","value":null},{"id":"164993e7-9b76-4d68-bc3c-061c23dfb47d","name":"Rewards","type":"tag","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg","value":null},{"id":"c626562a-8a8e-40ba-ad4a-4100ab24002d","name":"Travel","type":"tag","image":"b3d5f780-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"586170e7-c9a9-4720-9961-acfa39d119c3","name":"Zero Fraud Liability","type":"tag","image":"7f303633e8c906a4a36c040425d50a31.png","value":null}]})" x-show="selectedCategory === 'excellent-credit' || selectedCategory === 'all'" :class="aoProduct.isAoOffer ? 'CCProductTile--hasFlagPrequal' : ''" :data-format-type="aoProduct.odd ? aoProduct.odd : 'See your approval odds'" >
Info
BEST FOR DINING
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
Info
Recommended Credit
Info

Intro offer

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$1200

Offer valuation

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3X - 4X

Rewards rate

Info

Annual fee

APR

Discover/u2019s 2023 cash back calendar<\/a>, you can easily maximize your rewards each quarter.<br><br><strong>Who it\u2019s for<\/strong>: Credit strategists who don\u2019t mind keeping tabs on enrollment calendars and rotating bonus categories to rake in rewards on each season\u2019s biggest expenses.<br><br><strong>Learn more<\/strong>: <a href=https://www.bankrate.com/"https:////www.bankrate.com//finance//credit-cards//reasons-to-love-discover-it-cash-back///">Reasons to love the Discover it\u00ae Cash Back<\/a><br><br><strong>Alternatives<\/strong>: If you want more consistent rewards throughout the year, the Chase Freedom Flex\u2120 provides the same high-rate rewards on rotating categories. However, you can also enjoy cash back from additional bonus categories, such as on dining and drugstore purchases year-round.&nbsp;<\/div>","pros_and_cons_header":"What you should know","pros":["This affordable card is light on interest and low on fees, making it easy to earn and save cash back.","Depending on your spending, Discover\u2019s first-year Cashback Match could be the most valuable welcome offer compared to other no-annual-fee cash back cards\u2019."],"cons":["Your rewards value might vary by quarter if your spending habits don\u2019t align with a cycle\u2019s rotating categories.","Quarterly rewards caps can limit your cash back earnings if you spend substantially in boosted categories."],"exclusive_offer_text":null,"creditCard":null,"isNewCard":0,"limitedTimeOfferText":null,"limitedTimeOfferTooltip":null,"callouts":"marketplace_cashBack","review_category_id":null,"review_category":null,"whyLikeThis":null},"program":{"id":48,"name":"Discover miles","active_rate":{"id":49,"label":"2023","active":1,"unit_value":"0.01000"}},"tags":[{"id":"41fdfa2c-aed3-4c7f-90d7-c4da2d319a6a","name":"0% Introductory APR","type":"tag","image":"c12c6fbd562a494517625a65bbb1e71e.png","value":null},{"id":"6821b5a8-c8ae-4ea8-939a-700d52107ab1","name":"Cash Back","type":"tag","image":"0fcfc350-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"dff204cc-afde-4766-b5c6-3b9f661693e2","name":"EMV","type":"tag","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png","value":null},{"id":"a368943f-a98c-4725-abfc-0d21b861fcd2","name":"Excellent Credit","type":"tag","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"a9517b73-c09d-467a-b5e7-079552895d0b","name":"Free Credit Score","type":"tag","image":"c921b548023dc6f855952e83fcfca848.png","value":null},{"id":"01026a1b-d83a-4d02-99c7-55dd9fe83f5d","name":"Gas","type":"tag","image":"884742a0-bd22-11e9-a841-3728becc33ed.svg","value":null},{"id":"92d8b110-c8fb-4ee5-95d4-1c5ad80a215b","name":"Mobile Pay Ready","type":"tag","image":"c9a039a1830fa29723ae3591721396ec.png","value":null},{"id":"b522eccc-8c34-4c78-9b8e-1948bb8c8617","name":"No Annual Fee","type":"tag","image":"4226595fe40f1186714c2263039b7df0.png","value":null},{"id":"167696ba-0a88-4d07-890f-426a2a59ee88","name":"No Foreign Transaction Fees","type":"tag","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png","value":null},{"id":"29a9ea46-95f9-4d3a-a5d0-7c41fe94c220","name":"Popular","type":"tag","image":"4b16a0f0-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"0492fa1d-84a8-493e-a0b2-eebf18ffbefd","name":"Price Protection","type":"tag","image":"962b66cf9ebead0f099a67dad29bc23c.png","value":null},{"id":"164993e7-9b76-4d68-bc3c-061c23dfb47d","name":"Rewards","type":"tag","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg","value":null},{"id":"5a2b1232-c3af-46ec-b9e9-e6f0e6f28f57","name":"Rotating Cash Back Categories","type":"tag","image":"","value":null},{"id":"217f7b22-d808-447a-a401-743919cb8bc1","name":"Unsecured credit card","type":"tag","image":"1c40e1f0-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"586170e7-c9a9-4720-9961-acfa39d119c3","name":"Zero Fraud Liability","type":"tag","image":"7f303633e8c906a4a36c040425d50a31.png","value":null}]})" x-show="selectedCategory === 'excellent-credit' || selectedCategory === 'all'" :class="aoProduct.isAoOffer ? 'CCProductTile--hasFlagPrequal' : ''" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" >
Best for category variet
Rating: 4.4 stars out of 5
4.4
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Apply now Lock
on Discover's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

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1% - 5%

Rewards rate

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Annual fee

Regular APR

dining rewards card<\/a>. It\u2019s great for anyone who only wants to hold one card.<br><br><strong>Alternatives<\/strong>: The <a href=https://www.bankrate.com/"https:////www.bankrate.com//finance//credit-cards//reviews//discover-it-chrome///">Discover it\u00ae Chrome<\/a> rewards dining, too, plus it tacks on gas rewards for people who are on the go. However, the Chase Freedom Unlimited\u00ae card\u2019s 3 percent cash back on dining and drugstore purchases plus unlimited 1.5 cash back on all other purchases is a bit stronger.<\/div>","pros_and_cons_header":"What you should know","pros":["Its excellent bonus category coverage, solid intro APR and easy-to-earn sign-up bonus make it a versatile option for your primary rewards card.","You don\u2019t need to worry about tracking your rewards balance if you opt to use its automatic cash back redemption feature."],"cons":["Aside from its rewards rates, the card doesn\u2019t carry many food or entertainment perks, such as annual dining credits or complimentary delivery service subscriptions.","The card\u2019s grocery store category excludes purchases at superstores like Walmart and Target."],"exclusive_offer_text":null,"creditCard":null,"isNewCard":0,"limitedTimeOfferText":null,"limitedTimeOfferTooltip":null,"callouts":"marketplace_cashBack","review_category_id":null,"review_category":null,"whyLikeThis":null},"program":{"id":52,"name":"Cash Intro Offers","active_rate":{"id":53,"label":"1:1_Ratio","active":1,"unit_value":"1.00000"}},"tags":[{"id":"41fdfa2c-aed3-4c7f-90d7-c4da2d319a6a","name":"0% Introductory APR","type":"tag","image":"c12c6fbd562a494517625a65bbb1e71e.png","value":null},{"id":"71fc3028-f969-4277-bfe4-1ceb9856c34c","name":"Capital One","type":"tag","image":null,"value":null},{"id":"6821b5a8-c8ae-4ea8-939a-700d52107ab1","name":"Cash Back","type":"tag","image":"0fcfc350-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"dff204cc-afde-4766-b5c6-3b9f661693e2","name":"EMV","type":"tag","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png","value":null},{"id":"a368943f-a98c-4725-abfc-0d21b861fcd2","name":"Excellent Credit","type":"tag","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"b16b2629-0cdf-4d2e-80f8-96f7ec369a19","name":"Good Credit","type":"tag","image":"88dfa120-bd19-11e9-a841-3728becc33ed.svg","value":null},{"id":"d87d39e2-fea5-40fc-aa9e-6375c17ff8de","name":"Grocery","type":"tag","image":null,"value":null},{"id":"45b84c8f-0754-4102-82c6-458d5707196d","name":"Low Interest","type":"tag","image":"85a8ad80-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"b522eccc-8c34-4c78-9b8e-1948bb8c8617","name":"No Annual Fee","type":"tag","image":"4226595fe40f1186714c2263039b7df0.png","value":null},{"id":"167696ba-0a88-4d07-890f-426a2a59ee88","name":"No Foreign Transaction Fees","type":"tag","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png","value":null},{"id":"164993e7-9b76-4d68-bc3c-061c23dfb47d","name":"Rewards","type":"tag","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg","value":null}]})" x-show="selectedCategory === 'excellent-credit' || selectedCategory === 'all'" :class="aoProduct.isAoOffer ? 'CCProductTile--hasFlagPrequal' : ''" :data-format-type="aoProduct.odd ? aoProduct.odd : 'See your approval odds'" >
Info
Best for food and entertainment
Rating: 5 stars out of 5
5.0
Info
Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
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Intro offer

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1% - 8%

Rewards rate

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Annual fee

Regular APR

Info
Best for simple cash back
Rating: 3.8 stars out of 5
3.8
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Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit
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Intro offer

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1.5% - 5%

Rewards rate

Info

Annual fee

Regular APR

Discover it\u00ae Miles<\/a> will be a great alternative for cardholders torn between cash back and miles. You can decide to redeem your rewards as miles or cash back and this card earns at a more generous rate of 1.5X miles on all purchases.<\/div>","pros_and_cons_header":"What you should know","pros":["The easy-to-reach intro bonus is worth $200 in travel; Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening.","It's a great travel companion for trips abroad, as the card charges no foreign transaction fees."],"cons":["The rewards rate on this card is fairly low compared to other travel rewards cards.","You\u2019ll only earn boosted rewards rates on hotel and rental car purchases if you book through Capital One\u2019s travel portal."],"exclusive_offer_text":null,"creditCard":null,"isNewCard":0,"limitedTimeOfferText":null,"limitedTimeOfferTooltip":null,"callouts":"marketplace_travel","review_category_id":null,"review_category":null,"whyLikeThis":null},"program":{"id":42,"name":"Capital One miles","active_rate":{"id":43,"label":"2023","active":1,"unit_value":"0.01700"}},"tags":[{"id":"41fdfa2c-aed3-4c7f-90d7-c4da2d319a6a","name":"0% Introductory APR","type":"tag","image":"c12c6fbd562a494517625a65bbb1e71e.png","value":null},{"id":"07815698-c8da-4f40-8736-81d0c76fa353","name":"Airline","type":"tag","image":"c4f0c810-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"71fc3028-f969-4277-bfe4-1ceb9856c34c","name":"Capital One","type":"tag","image":null,"value":null},{"id":"dff204cc-afde-4766-b5c6-3b9f661693e2","name":"EMV","type":"tag","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png","value":null},{"id":"a368943f-a98c-4725-abfc-0d21b861fcd2","name":"Excellent Credit","type":"tag","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"b16b2629-0cdf-4d2e-80f8-96f7ec369a19","name":"Good Credit","type":"tag","image":"88dfa120-bd19-11e9-a841-3728becc33ed.svg","value":null},{"id":"c87194e5-dc35-490b-843f-cf5e05e83ac6","name":"Hotel","type":"tag","image":"bd6727b0-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"45b84c8f-0754-4102-82c6-458d5707196d","name":"Low Interest","type":"tag","image":"85a8ad80-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"95e029c6-4c8b-4978-bdd5-60960fb10868","name":"Miles","type":"tag","image":null,"value":null},{"id":"b522eccc-8c34-4c78-9b8e-1948bb8c8617","name":"No Annual Fee","type":"tag","image":"4226595fe40f1186714c2263039b7df0.png","value":null},{"id":"167696ba-0a88-4d07-890f-426a2a59ee88","name":"No Foreign Transaction Fees","type":"tag","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png","value":null},{"id":"b17b1bcc-ec4b-4a1c-a85f-2dbd94992429","name":"Points","type":"tag","image":"9a953c00-bd22-11e9-8c33-b96e508849bb.svg","value":null},{"id":"164993e7-9b76-4d68-bc3c-061c23dfb47d","name":"Rewards","type":"tag","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg","value":null},{"id":"c626562a-8a8e-40ba-ad4a-4100ab24002d","name":"Travel","type":"tag","image":"b3d5f780-bd23-11e9-8c33-b96e508849bb.svg","value":null}]})" x-show="selectedCategory === 'excellent-credit' || selectedCategory === 'all'" :class="aoProduct.isAoOffer ? 'CCProductTile--hasFlagPrequal' : ''" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" >
Best for flexible travel rewards
Rating: 4.1 stars out of 5
4.1
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Apply now Lock
on Capital One's secure site
Good to Excellent (670 – 850)
Info
Recommended Credit

Intro offer

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$340

Offer valuation

Info

1.25 Miles - 5 Miles

Rewards rate

Info

Annual fee

Regular APR

grocery credit card<\/a> available. The card\u2019s unlimited 3 percent cash back rate at U.S. gas stations can be incredibly rewarding, too, especially when gas prices are high. If your commute doesn\u2019t involve driving, you\u2019re in luck \u2014 the card\u2019s broad transit category earns the same rewards rate.<br><br><strong>Who it\u2019s for<\/strong>: Individuals and families with budgets focused on household expenses, mainly groceries and commuting.<br><br><strong>Alternatives<\/strong>: The <a href=https://www.bankrate.com/"https:////www.bankrate.com//finance//credit-cards//reviews//blue-cash-everyday-card-from-american-express///">Blue Cash Everyday\u00ae Card from American Express<\/a> is a no-annual-fee version of the Blue Cash Preferred, with lower rewards rates and an impressive online retail category. If your supermarket or gas station expenses aren\u2019t substantial enough that you earn enough cash back to offset the Blue Cash Preferred card\u2019s $95 annual fee, the Everyday card might be a better match for you.<\/div>","pros_and_cons_header":"What you should know","pros":["Its unlimited cash back rates on select U.S. streaming services and transit are perhaps the highest year-round rewards rates available for these respective categories as well.","This card is one of the few premium rewards cards that offer an intro APR period."],"cons":["Your cash back redemption options are limited to statement credits, gift cards or merchandise.","Its $95 annual fee ($0 intro annual fee for the first year) may not be worthwhile for cardholders who spend less than $31 per week at U.S. supermarkets."],"exclusive_offer_text":null,"creditCard":null,"isNewCard":0,"limitedTimeOfferText":null,"limitedTimeOfferTooltip":null,"callouts":"marketplace_cashBack","review_category_id":null,"review_category":null,"whyLikeThis":null},"program":{"id":52,"name":"Cash Intro Offers","active_rate":{"id":53,"label":"1:1_Ratio","active":1,"unit_value":"1.00000"}},"tags":[{"id":"5900eb9d-4173-4f4d-9f32-10d5ca28b196","name":"American Express","type":"tag","image":null,"value":null},{"id":"5705fd86-50da-4c7f-b57b-83b40752af98","name":"Balance Transfer","type":"tag","image":"04593be0-bd24-11e9-8c33-b96e508849bb.svg","value":null},{"id":"6821b5a8-c8ae-4ea8-939a-700d52107ab1","name":"Cash Back","type":"tag","image":"0fcfc350-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"a368943f-a98c-4725-abfc-0d21b861fcd2","name":"Excellent Credit","type":"tag","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"01026a1b-d83a-4d02-99c7-55dd9fe83f5d","name":"Gas","type":"tag","image":"884742a0-bd22-11e9-a841-3728becc33ed.svg","value":null},{"id":"b16b2629-0cdf-4d2e-80f8-96f7ec369a19","name":"Good Credit","type":"tag","image":"88dfa120-bd19-11e9-a841-3728becc33ed.svg","value":null},{"id":"164993e7-9b76-4d68-bc3c-061c23dfb47d","name":"Rewards","type":"tag","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg","value":null}]})" x-show="selectedCategory === 'excellent-credit' || selectedCategory === 'all'" :class="aoProduct.isAoOffer ? 'CCProductTile--hasFlagPrequal' : ''" :data-format-type="aoProduct.odd ? aoProduct.odd : 'See your approval odds'" >
Info
Best for groceries and gas
Rating: 4.4 stars out of 5
4.4
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on American Express's secure site
See Rates & Fees , Terms Apply
Good to Excellent (670 – 850)
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1% - 6%

Rewards rate

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Annual fee

APR

Is the Blue Cash Everyday worth it?<\/a><br><br><strong>Alternatives<\/strong>: The <a href=https://www.bankrate.com/"https:////www.bankrate.com//finance//credit-cards//reviews//citi-rewards-card///">Citi Rewards+\u00ae Card<\/a> has similar rewards categories and also doesn\u2019t charge an annual fee. It also has a higher rewards rate on key travel purchases, which may prove valuable if you spend more on travel than on groceries or online shopping<\/div><div>&nbsp;<\/div>","pros_and_cons_header":"What you should know","pros":["The intro APR offer applies to both purchases and balance transfers, giving you flexibility with interest charges.","You won\u2019t have to worry about offsetting an annual fee with this card, which is a nice feature for someone with excellent credit."],"cons":["The spending requirement to earn the welcome offer may be steep for some people.","Using the card abroad may prove expensive thanks to the 2.7 percent foreign transaction fee."],"exclusive_offer_text":null,"creditCard":null,"isNewCard":0,"limitedTimeOfferText":null,"limitedTimeOfferTooltip":null,"callouts":"marketplace_cashBack","review_category_id":null,"review_category":null,"whyLikeThis":null},"program":{"id":52,"name":"Cash Intro Offers","active_rate":{"id":53,"label":"1:1_Ratio","active":1,"unit_value":"1.00000"}},"tags":[{"id":"41fdfa2c-aed3-4c7f-90d7-c4da2d319a6a","name":"0% Introductory APR","type":"tag","image":"c12c6fbd562a494517625a65bbb1e71e.png","value":null},{"id":"5705fd86-50da-4c7f-b57b-83b40752af98","name":"Balance Transfer","type":"tag","image":"04593be0-bd24-11e9-8c33-b96e508849bb.svg","value":null},{"id":"6821b5a8-c8ae-4ea8-939a-700d52107ab1","name":"Cash Back","type":"tag","image":"0fcfc350-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"08288aab-66cb-4c27-8759-67bb4caefb07","name":"Editor's Pick","type":"tag","image":"7a8ac2d0-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"dff204cc-afde-4766-b5c6-3b9f661693e2","name":"EMV","type":"tag","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png","value":null},{"id":"a368943f-a98c-4725-abfc-0d21b861fcd2","name":"Excellent Credit","type":"tag","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"a9517b73-c09d-467a-b5e7-079552895d0b","name":"Free Credit Score","type":"tag","image":"c921b548023dc6f855952e83fcfca848.png","value":null},{"id":"01026a1b-d83a-4d02-99c7-55dd9fe83f5d","name":"Gas","type":"tag","image":"884742a0-bd22-11e9-a841-3728becc33ed.svg","value":null},{"id":"d87d39e2-fea5-40fc-aa9e-6375c17ff8de","name":"Grocery","type":"tag","image":null,"value":null},{"id":"92d8b110-c8fb-4ee5-95d4-1c5ad80a215b","name":"Mobile Pay Ready","type":"tag","image":"c9a039a1830fa29723ae3591721396ec.png","value":null},{"id":"b522eccc-8c34-4c78-9b8e-1948bb8c8617","name":"No Annual Fee","type":"tag","image":"4226595fe40f1186714c2263039b7df0.png","value":null},{"id":"29a9ea46-95f9-4d3a-a5d0-7c41fe94c220","name":"Popular","type":"tag","image":"4b16a0f0-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"e3fc60c2-9da6-4962-a27d-e7d9488cbe18","name":"Presale Tickets","type":"tag","image":"bb284692903330764acc7c1350a85a42.png","value":null},{"id":"164993e7-9b76-4d68-bc3c-061c23dfb47d","name":"Rewards","type":"tag","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg","value":null},{"id":"217f7b22-d808-447a-a401-743919cb8bc1","name":"Unsecured credit card","type":"tag","image":"1c40e1f0-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"586170e7-c9a9-4720-9961-acfa39d119c3","name":"Zero Fraud Liability","type":"tag","image":"7f303633e8c906a4a36c040425d50a31.png","value":null}]})" x-show="selectedCategory === 'excellent-credit' || selectedCategory === 'all'" :class="aoProduct.isAoOffer ? 'CCProductTile--hasFlagPrequal' : ''" :data-format-type="aoProduct.odd ? aoProduct.odd : 'See your approval odds'" >
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Best for everyday purchases
Rating: 4.6 stars out of 5
4.6
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Good to Excellent (670 – 850)
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Intro offer

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1% - 3%

Rewards rate

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Annual fee

APR

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Best for rewards on small purchases
Rating: 4 stars out of 5
4.0
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Good to Excellent (670 – 850)
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Intro offer

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$200

Offer valuation

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1X - 5X

Rewards rate

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Annual fee

Regular APR

Chase Sapphire Reserve\u00ae<\/a>.<\/div>","pros_and_cons_header":"What you should know","pros":["Its annual perks can more than offset the annual fee when cardholders use them.","This card comes with solid rewards rates like miles on hotel and rental cars booked through Capital One Travel and 2X miles on general purchases."],"cons":["Capital One miles are a bit less valuable than competing programs like Chase and American Express rewards programs.","It lacks some travel benefits like automatic status with airlines or hotels, but the annual fee reflects these perks\u2019 value."],"exclusive_offer_text":null,"creditCard":null,"isNewCard":0,"limitedTimeOfferText":null,"limitedTimeOfferTooltip":null,"callouts":null,"review_category_id":null,"review_category":null,"whyLikeThis":null},"program":{"id":42,"name":"Capital One miles","active_rate":{"id":43,"label":"2023","active":1,"unit_value":"0.01700"}},"tags":[{"id":"71fc3028-f969-4277-bfe4-1ceb9856c34c","name":"Capital One","type":"tag","image":null,"value":null},{"id":"b17b1bcc-ec4b-4a1c-a85f-2dbd94992429","name":"Points","type":"tag","image":"9a953c00-bd22-11e9-8c33-b96e508849bb.svg","value":null},{"id":"164993e7-9b76-4d68-bc3c-061c23dfb47d","name":"Rewards","type":"tag","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg","value":null},{"id":"c626562a-8a8e-40ba-ad4a-4100ab24002d","name":"Travel","type":"tag","image":"b3d5f780-bd23-11e9-8c33-b96e508849bb.svg","value":null}]})" x-show="selectedCategory === 'excellent-credit' || selectedCategory === 'all'" :class="aoProduct.isAoOffer ? 'CCProductTile--hasFlagPrequal' : ''" :data-format-type="aoProduct.odd ? aoProduct.odd : ''" >
Best for affordable luxury trave
Rating: 5 stars out of 5
5.0
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Excellent (740 – 850)
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2 Miles - 10 Miles

Rewards Rate

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Annual fee

Regular APR

Capital One Venture Rewards Credit Card<\/a> is also a mid-tier travel card, but earns 2X miles on general purchases, which may help some earn rewards faster.<\/div>","pros_and_cons_header":"What you should know","pros":["It carries high rewards rates on non-travel categories that helps cardholders earn on different purchases.","When cardholders redeem points for Chase travel, they get a 25 percent boost in point value."],"cons":["The current sign-up bonus isn\u2019t as high as its been in the past, but it\u2019s still decent.","Doesn\u2019t have any sort of intro annual fee or APR offer to curb its cost."],"exclusive_offer_text":null,"creditCard":null,"isNewCard":0,"limitedTimeOfferText":null,"limitedTimeOfferTooltip":null,"callouts":null,"review_category_id":null,"review_category":null,"whyLikeThis":null},"program":{"id":43,"name":"Chase Ultimate Rewards (Sapphire Preferred and Ink Business Preferred cards)","active_rate":{"id":44,"label":"2023","active":1,"unit_value":"0.02000"}},"tags":[{"id":"07815698-c8da-4f40-8736-81d0c76fa353","name":"Airline","type":"tag","image":"c4f0c810-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"3ddfa259-d134-49b8-a012-ca914ead5348","name":"Auto Rental Insurance","type":"tag","image":"d6ec79897b86788fd06161de100bae33.png","value":null},{"id":"359b3d84-5159-4735-a230-3003f76f4d78","name":"Concierge Service","type":"tag","image":"9a88b402c09f511d28190e3d832d539f.png","value":null},{"id":"23a4c35d-7528-4051-b373-fd0d352ed37e","name":"Dining","type":"tag","image":"a5b97e80-e7dc-11ea-b568-e36303e248dc.svg","value":null},{"id":"dff204cc-afde-4766-b5c6-3b9f661693e2","name":"EMV","type":"tag","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png","value":null},{"id":"a368943f-a98c-4725-abfc-0d21b861fcd2","name":"Excellent Credit","type":"tag","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"00bbe7db-3636-476a-ba54-abc0f930f4e2","name":"Extended Warranty Program","type":"tag","image":"9cebe165fee20278a857330672d7df78.png","value":null},{"id":"c87194e5-dc35-490b-843f-cf5e05e83ac6","name":"Hotel","type":"tag","image":"bd6727b0-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"d866baf3-4ea8-40a9-ad12-482dce578f36","name":"Lost Luggage Reimbursement","type":"tag","image":"231ad48ab7e885376229897f37b65348.png","value":null},{"id":"92d8b110-c8fb-4ee5-95d4-1c5ad80a215b","name":"Mobile Pay Ready","type":"tag","image":"c9a039a1830fa29723ae3591721396ec.png","value":null},{"id":"167696ba-0a88-4d07-890f-426a2a59ee88","name":"No Foreign Transaction Fees","type":"tag","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png","value":null},{"id":"b17b1bcc-ec4b-4a1c-a85f-2dbd94992429","name":"Points","type":"tag","image":"9a953c00-bd22-11e9-8c33-b96e508849bb.svg","value":null},{"id":"29a9ea46-95f9-4d3a-a5d0-7c41fe94c220","name":"Popular","type":"tag","image":"4b16a0f0-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"9db6dcfd-43cf-4b86-a585-dc7a8aff7530","name":"Primary Auto Rental Insurance","type":"tag","image":"9fb1075bfc14ead7984202901ff13e5d.png","value":null},{"id":"08393e8c-655e-47b5-b126-43b3810d5643","name":"Purchase Protection","type":"tag","image":"9524b9f2b1d3c84068061b9c0f720bcd.png","value":null},{"id":"164993e7-9b76-4d68-bc3c-061c23dfb47d","name":"Rewards","type":"tag","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg","value":null},{"id":"7ca4bcc6-e617-49b6-a406-f74ab23d6ae7","name":"Roadside Assistance","type":"tag","image":"aa9e23720be9c22177565be427797d94.png","value":null},{"id":"c626562a-8a8e-40ba-ad4a-4100ab24002d","name":"Travel","type":"tag","image":"b3d5f780-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"d8cff18e-7d0a-4a25-b61e-c3a21ec2dc2d","name":"Travel Accident Insurance","type":"tag","image":"9148b97046b15a99a3744622d7b3b285.png","value":null},{"id":"bd4bb535-dc9a-4a0b-99a0-2cfca3ce6bfd","name":"Travel Assistance","type":"tag","image":"26421ca115c6cf8f5b77f401ccc2b7e3.png","value":null},{"id":"eeacadab-3e97-4936-bf24-99367f6b9376","name":"Trip Cancellation Insurance","type":"tag","image":"a1b8370a910a1d34fa62103b4eb338fe.png","value":null},{"id":"217f7b22-d808-447a-a401-743919cb8bc1","name":"Unsecured credit card","type":"tag","image":"1c40e1f0-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"0e80c37a-09c1-44c8-8d2f-bff14a2dc81a","name":"Visa","type":"tag","image":"aef17b2f1dfc88c2fe6534963ae586cd.png","value":null},{"id":"586170e7-c9a9-4720-9961-acfa39d119c3","name":"Zero Fraud Liability","type":"tag","image":"7f303633e8c906a4a36c040425d50a31.png","value":null}]})" x-show="selectedCategory === 'excellent-credit' || selectedCategory === 'all'" :class="aoProduct.isAoOffer ? 'CCProductTile--hasFlagPrequal' : ''" :data-format-type="aoProduct.odd ? aoProduct.odd : 'See your approval odds'" >
Info
BEST STARTER TRAVEL CARD
Rating: 4.8 stars out of 5
4.8
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Apply now Lock
on Chase's secure site
Good to Excellent (670 – 850)
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Recommended Credit
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Intro offer

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1x - 5x

Rewards Rate

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Annual fee

Regular APR

The Platinum Card\u00ae from American Express<\/a> has even more annual credits and perks than the Sapphire Reserve \u2014 just be ready to pay the price.<\/div>","pros_and_cons_header":"What you should know","pros":["The yearly $300 travel credit can offset more than half the annual fee.","Cardholders receive a 50 percent boost in point value when they redeem rewards in the Chase travel portal."],"cons":["Like the Sapphire Preferred, this card doesn\u2019t have any sort of intro annual fee or APR offer to curb its cost.","Other luxury, high-cost travel cards have higher sign-up bonuses."],"exclusive_offer_text":null,"creditCard":null,"isNewCard":0,"limitedTimeOfferText":null,"limitedTimeOfferTooltip":null,"callouts":null,"review_category_id":null,"review_category":null,"whyLikeThis":null},"program":{"id":44,"name":"Chase Ultimate Rewards (Sapphire Reserve card)","active_rate":{"id":45,"label":"2023","active":1,"unit_value":"0.02000"}},"tags":[{"id":"11587252-99f5-43da-8281-7f2b0dfac7b7","name":"Airport Lounge Access","type":"tag","image":"0a7bb0c9d2441e79b34993203e8d1f86.png","value":null},{"id":"82e34145-c70a-4c3d-9b48-7e0f130975c2","name":"Annual Travel Credit","type":"tag","image":"3f500bac6b57606be541be2d7aa59aa9.png","value":null},{"id":"3ddfa259-d134-49b8-a012-ca914ead5348","name":"Auto Rental Insurance","type":"tag","image":"d6ec79897b86788fd06161de100bae33.png","value":null},{"id":"359b3d84-5159-4735-a230-3003f76f4d78","name":"Concierge Service","type":"tag","image":"9a88b402c09f511d28190e3d832d539f.png","value":null},{"id":"23a4c35d-7528-4051-b373-fd0d352ed37e","name":"Dining","type":"tag","image":"a5b97e80-e7dc-11ea-b568-e36303e248dc.svg","value":null},{"id":"08288aab-66cb-4c27-8759-67bb4caefb07","name":"Editor's Pick","type":"tag","image":"7a8ac2d0-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"dff204cc-afde-4766-b5c6-3b9f661693e2","name":"EMV","type":"tag","image":"ff2a1eb82a6a9498d1f0f73bc974e2a3.png","value":null},{"id":"a368943f-a98c-4725-abfc-0d21b861fcd2","name":"Excellent Credit","type":"tag","image":"a1203ba0-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"00bbe7db-3636-476a-ba54-abc0f930f4e2","name":"Extended Warranty Program","type":"tag","image":"9cebe165fee20278a857330672d7df78.png","value":null},{"id":"d866baf3-4ea8-40a9-ad12-482dce578f36","name":"Lost Luggage Reimbursement","type":"tag","image":"231ad48ab7e885376229897f37b65348.png","value":null},{"id":"92d8b110-c8fb-4ee5-95d4-1c5ad80a215b","name":"Mobile Pay Ready","type":"tag","image":"c9a039a1830fa29723ae3591721396ec.png","value":null},{"id":"167696ba-0a88-4d07-890f-426a2a59ee88","name":"No Foreign Transaction Fees","type":"tag","image":"eaaf459ad1ed2e1825d59f0c908ffa44.png","value":null},{"id":"b17b1bcc-ec4b-4a1c-a85f-2dbd94992429","name":"Points","type":"tag","image":"9a953c00-bd22-11e9-8c33-b96e508849bb.svg","value":null},{"id":"29a9ea46-95f9-4d3a-a5d0-7c41fe94c220","name":"Popular","type":"tag","image":"4b16a0f0-bd23-11e9-a841-3728becc33ed.svg","value":null},{"id":"9db6dcfd-43cf-4b86-a585-dc7a8aff7530","name":"Primary Auto Rental Insurance","type":"tag","image":"9fb1075bfc14ead7984202901ff13e5d.png","value":null},{"id":"08393e8c-655e-47b5-b126-43b3810d5643","name":"Purchase Protection","type":"tag","image":"9524b9f2b1d3c84068061b9c0f720bcd.png","value":null},{"id":"164993e7-9b76-4d68-bc3c-061c23dfb47d","name":"Rewards","type":"tag","image":"b47fb820-bd3b-11e9-8c33-b96e508849bb.svg","value":null},{"id":"7ca4bcc6-e617-49b6-a406-f74ab23d6ae7","name":"Roadside Assistance","type":"tag","image":"aa9e23720be9c22177565be427797d94.png","value":null},{"id":"c626562a-8a8e-40ba-ad4a-4100ab24002d","name":"Travel","type":"tag","image":"b3d5f780-bd23-11e9-8c33-b96e508849bb.svg","value":null},{"id":"d8cff18e-7d0a-4a25-b61e-c3a21ec2dc2d","name":"Travel Accident Insurance","type":"tag","image":"9148b97046b15a99a3744622d7b3b285.png","value":null},{"id":"bd4bb535-dc9a-4a0b-99a0-2cfca3ce6bfd","name":"Travel Assistance","type":"tag","image":"26421ca115c6cf8f5b77f401ccc2b7e3.png","value":null},{"id":"76ae659b-c3b1-40d7-be73-0fba2c2df732","name":"TSA\/Customs Reimbursement","type":"tag","image":"2c364fe0-bd24-11e9-a841-3728becc33ed.svg","value":null},{"id":"1a95beb8-3a15-4a91-80d8-23fd5acdf357","name":"Ultra-Premium Card","type":"tag","image":null,"value":null},{"id":"750662bf-ccd4-46a8-bad1-66e821c38da8","name":"Visa Infinite","type":"tag","image":"b45a9e873cc0f4f7fee4e378cbf6c82a.png","value":null},{"id":"586170e7-c9a9-4720-9961-acfa39d119c3","name":"Zero Fraud Liability","type":"tag","image":"7f303633e8c906a4a36c040425d50a31.png","value":null}]})" x-show="selectedCategory === 'excellent-credit' || selectedCategory === 'all'" :class="aoProduct.isAoOffer ? 'CCProductTile--hasFlagPrequal' : ''" :data-format-type="aoProduct.odd ? aoProduct.odd : 'See your approval odds'" >
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Best for travel perks
Rating: 5 stars out of 5
5.0
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on Chase's secure site
Excellent (740 – 850)
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All information about the American Express® Green Card has been collected independently by Bankrate.com and has not been reviewed or approved by the issuer.

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Luxury travel + Best overall

4.8 / 5

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Dining

5.0 / 5

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4.4 / 5

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